YBOA Team Membership includes secondary Accident Insurance for our players and coaches. This coverage incorporates liability coverage and Additional Death and Dismemberment coverage as well. Detailed information is available below.
Accidental Medical Expense Players Coaches
Maximum Benefit Per Injury $25,000 $25,000
Deductible Per Injury $0 $0
Other Health Plan Reduction 50% 50%
Benefit Period (in weeks) 52 52
Primary or Excess Excess Excess
Reporting Period (in days) 90 90
Accidental Death Players Coaches
Principal Sum $25,000 $25,000
Accidental Dismemberment Players Coaches
Maximum Benefit $25,000 $25,000
The following will not be considered Covered Expenses unless coverage is specifically provided:
In addition to any benefit or coverage specific exclusion, benefits will not be paid for any loss which directly or indirectly, in whole or in part, is caused by or results from any of the following unless coverage is specifically provided for by name in the Benefits Section or Covered Conditions:
In addition, benefits will not be paid for services or treatment rendered by any person who is: (a) employed or retained by the Policyholder; (b) living in the Insured Person's household; (c) an Immediate Family Member including Eligible Domestic Partner of either the Insured Person or the Insured Person's spouse; (d) the Insured Person.
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